For banks

The 1031 platform your QI clients will bank on.

Partner with DeferAlly to give qualified intermediaries one place to run every exchange, connected to your online banking, sub-ledger, payment rails and core.

Become a launch bank partner
Grow sticky deposits

Give QI clients the platform they run every exchange on, so their escrow deposits stay with your bank.

Win and keep QI relationships

A modern, branded experience your competitors' online banking can't match.

You stay in control

Your core, sub-ledger and payment rails remain the systems of record. DeferAlly never holds or moves funds.

Live today
  • Exchange management with automatic 45 and 180-day deadlines and reminders
  • Per-exchange escrow ledger and interest tracking with rate schedules
  • 45-day identification checks (3-property and 200% rules) and designation notices
  • Document checklists, W-9 collection and AllySign e-signatures
  • White-label client portal: funds, deadlines and documents
  • Email and text updates with delivery logs, video meetings and compliance exports
  • Ally, the AI copilot that reads contracts and flags mismatches

Bank integration roadmap

Built with our launch bank partners, on the systems you already run.

In development
Single sign-on from your online banking

QIs click from your banking portal straight into DeferAlly, with no second login. Supports SAML 2.0 and OpenID Connect.

In development
Sub-account setup in your sub-ledger

Opening or closing an exchange, interest splits and W-9s in DeferAlly create the matching sub-account records automatically.

In development
Payments over your existing rails

Start wire, ACH, RTP and FedNow disbursements in the exchange file, with dual approval, processed by your payment provider.

In development
Real-time data from your core

Balances, transactions, payment status and reconciliation flow back into every exchange automatically.

How a partnership comes together

Phase 1 · 2–4 weeks

Single sign-on and your branded platform live for your QI clients.

Phase 2 · 6–10 weeks

Sub-ledger account setup and real-time data from your core.

Phase 3 · 8–12 weeks

Payments with dual approval through your payment provider.

DeferAlly builds the connectors and screens. Your bank provides sandbox access and a technical contact. Your bank and your QI clients own all of their data, and phases can run in parallel.

Become a launch bank partner.

Launch partners shape the integration roadmap, get priority build time and preferred commercial terms. Tell us a little about your bank and we'll set up a 30-minute scoping call.

Review our Trust & Security center Download the bank partner one-pager (PDF)