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CA1031 exchange in

California

California conforms to federal Section 1031, so a properly structured like-kind exchange defers both your federal and California capital-gains tax. California generally taxes capital gains as ordinary income at rates up to 13.3%. California also enforces a clawback rule (see below). California has the highest state capital-gains rate in the country.

State tax on capital gains
Up to 13.3%
Federal §1031 conformity
Conforms — exchange defers state tax
Closing withholding
California withholds 3.33% of the sales price on real-estate sales (with exemptions); deferred CA gain on out-of-state replacements is tracked annually on FTB Form 3840.
Clawback rule
Yes — deferred gain stays taxable in-state

What to know about exchanging in California

  • California taxes capital gains as ordinary income, with a top marginal rate of about 13.3%.
  • California conforms to federal §1031, so a valid exchange defers state capital-gains tax too.
  • Clawback: if you exchange California property into an out-of-state replacement, California can still tax the originally-deferred gain when you finally sell — with annual state reporting until then.
  • Closing note: California withholds 3.33% of the sales price on real-estate sales (with exemptions); deferred CA gain on out-of-state replacements is tracked annually on FTB Form 3840.
Clawback alert

California is a clawback state. If you exchange California property into a replacement property in another state, California preserves its right to tax the originally-deferred gain — and typically requires you to file an annual report tracking that gain until you finally recognize it. Plan for this before exchanging out of state.

California 1031 exchange FAQ

Can you do a 1031 exchange in California?+

Yes. California conforms to federal Section 1031, so a properly structured like-kind exchange defers both your federal and California capital-gains tax. You still must use a Qualified Intermediary, identify replacement property within 45 days, and close within 180 days.

What is the capital-gains tax rate in California?+

California taxes capital gains as ordinary income, with a top marginal rate of about 13.3%. A 1031 exchange defers this state tax along with the federal tax.

Does California have a 1031 exchange clawback rule?+

Yes. California is a clawback state — if you exchange California property into an out-of-state replacement, California preserves its right to tax the originally-deferred gain and generally requires annual reporting until you finally recognize it.

Is there tax withholding when I sell property in California?+

California withholds 3.33% of the sales price on real-estate sales (with exemptions); deferred CA gain on out-of-state replacements is tracked annually on FTB Form 3840.

Ready to defer your California gain?

DeferAlly guides you through a compliant 1031 exchange with $0 in platform fees. Start free and let our AI ally handle the 45- and 180-day clock.

Disclaimer: This page is general education, not tax or legal advice, and reflects commonly-cited 2025 rules. Confirm current rates and requirements with a qualified tax advisor and a Qualified Intermediary before acting.